sample report
Hi BB Rexha! Our Credit Risk Assessment shows that your profile has an overall
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moderate credit risk.
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Scroll down for the breakdown.
Informal Loans
You're doing great in your lending club! You have 0 late payments and 0 late deposits, which pushes your credit score up!
Bank Account Transactions
You've maintained an average balance of $100 in the past year, which is good. However, you were charged with overdraft fees 5 times in the past year. This hurts your credit score!
Cash Flow through Apps
You've responded to your friends' Venmo requests at an average time of 2 days, which is a great sign. Moreover, an average amount of $50 transferred to your friends is moderately high for your annual income
Annual Income
Your Annual Income of $25,000 will be competitive for loan amounts of $1K-$5K. Apply to loans of this size with our partners to have a higher chance of approval
BB Rexha, if you can,
Continue to be on time with deposits and returns in your lending group
1.
Keep your overdraft fees to 2 or less in the upcoming year
2.
Prevent consolidating debt from your friends on Venmo and maintain an average of $11 in Venmo transactions
3.