sample report
Hi BB Rexha! Our Credit Risk Assessment shows that your profile has an overall
moderate credit risk.
Scroll down for the breakdown.
Informal Loans
You're doing great in your lending club! You have 0 late payments and 0 late deposits, which pushes your credit score up!
Bank Account Transactions
You've maintained an average balance of $100 in the past year, which is good. However, you were charged with overdraft fees 5 times in the past year. This hurts your credit score!
Cash Flow through Apps
You've responded to your friends' Venmo requests at an average time of 2 days, which is a great sign. Moreover, an average amount of $50 transferred to your friends is moderately high for your annual income
Annual Income
Your Annual Income of $25,000 will be competitive for loan amounts of $1K-$5K. Apply to loans of this size with our partners to have a higher chance of approval
BB Rexha, if you can,
Continue to be on time with deposits and returns in your lending group
1.
Keep your overdraft fees to 2 or less in the upcoming year
2.
Prevent consolidating debt from your friends on Venmo and maintain an average of $11 in Venmo transactions
3.